
M Lhuillier (ML Express)
Payment & Remittance Center
- Franchise fee
- Not disclosed
- Total investment
- ₱70k–₱99k
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13 opportunities with real, published figures. Investments run from ₱20k to ₱600k, mostly as kiosk, inline store, home-based / online setups.
Updated
Opportunities
13Investment range
₱20k – ₱600kCommon formats
Kiosk · Inline Store · Home-based / OnlineNotable brands
M Lhuillier (ML Express) · Unified Products and Services · Palawan Express Pera Padala
Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center
Opportunities
13Investment range
₱20k – ₱600kCommon formats
Kiosk · Inline Store · Home-based / OnlineNotable brands
M Lhuillier (ML Express) · Unified Products and Services · Palawan Express Pera Padala
Financing Readiness · Site Selection

Low-Capital Startups

Low-Capital Startups · Site Selection

Franchise Agreements · Multi-Unit Expansion
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A real advisor compares these with you against your budget and location. Free, no pressure.
Trece Martires, Cavite is a fast-growing administrative and residential hub where daily cash transactions form a massive part of local commerce. Opening a payment and remittance center here taps into a steady stream of residents who handle utility bills, online shopping settlements, and family support funds. With more than ten brands available in the directory, entrepreneurs can enter this essential service sector with varying capital levels.
Trece Martires serves as a central convergence point for surrounding Cavite neighborhoods, driving heavy foot traffic toward commercial zones, public markets, and residential subdivisions. Families regularly line up to claim remittances or pay monthly obligations, creating a continuous, recession-resistant demand for physical touchpoints. Brands like ExpressPay cater to this workflow with setup requirements ranging from ₱262,000 to ₱400,000, allowing operators to position themselves where everyday commuting crowds naturally gather and conduct routine financial errands.
The directory features several options spanning a wide financial spectrum, starting with entry budgets as low as ₱19,500 and reaching up to ₱600,000 depending on the scale and equipment. For instance, M Lhuillier (ML Express) requires an investment between ₱70,000 and ₱99,000 using kiosk or inline formats, offering a recognized name in local money transfers. Available formats range from compact kiosks to home-based or online setups, giving local investors flexibility to match their available space and operating capacity.
Choosing the right location requires balancing rental costs against the daily foot traffic near transport terminals, barangay centers, or commercial strips. Units like the eTap Self-Service Payment Machine require an investment between ₱250,000 and ₱350,000, making secure, high-visibility indoor spaces ideal for round-the-clock or high-volume transactions. Operators should secure spots near dense residential communities where residents prefer walking short distances to pay bills rather than traveling to distant downtown halls.
Now that you've seen what's here, a real advisor can help you shortlist and weigh the options against your budget. Free, at your pace.

Financing Readiness · Site Selection

Low-Capital Startups

Low-Capital Startups · Site Selection
Are you a franchise advisor? Get your own workspace here
| Brand | Franchise fee | Total investment | ROI period | Format |
|---|---|---|---|---|
| M Lhuillier (ML Express) | Not disclosed | ₱70k – ₱99k | ~12 mo | Multi-format |
| Unified Products and Services | ₱60k | ₱60k – ₱250k | ~12 mo | Multi-format |
| Palawan Express Pera Padala | Not disclosed | ₱100k – ₱500k | ~12 mo | Multi-format |
| JuanPay | ₱15k | ₱50k – ₱100k | ~12 mo | Multi-format |
| TouchPay | ₱350k | ₱350k – ₱400k | ~18 mo | Kiosk |
| Western Union | Not disclosed | ₱50k – ₱200k | ~3 mo | Multi-format |
| eTap Self-Service Payment Machine | Not disclosed | ₱250k – ₱350k | ~24 mo | Kiosk |
| ExpressPay | ₱252k | ₱262k – ₱400k | ~6 mo | Multi-format |
| ULOAD | ₱50k | ₱60k – ₱150k | ~12 mo | Multi-format |
| ECPay Center (Unified) | ₱65k | ₱65k – ₱150k | ~6 mo | Multi-format |