
eTap Self-Service Payment Machine
Payment & Remittance Center
- Franchise fee
- Not disclosed
- Total investment
- ₱250k–₱350k
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13 opportunities with real, published figures. Investments run from ₱20k to ₱600k, mostly as kiosk, inline store, home-based / online setups.
Updated
Opportunities
13Investment range
₱20k – ₱600kCommon formats
Kiosk · Inline Store · Home-based / OnlineNotable brands
eTap Self-Service Payment Machine · ExpressPay · M Lhuillier (ML Express)
Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center

Payment & Remittance Center
Opportunities
13Investment range
₱20k – ₱600kCommon formats
Kiosk · Inline Store · Home-based / OnlineNotable brands
eTap Self-Service Payment Machine · ExpressPay · M Lhuillier (ML Express)
Financing Readiness · Site Selection

Franchise Agreements · Multi-Unit Expansion

Low-Capital Startups

Low-Capital Startups · Site Selection
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A real advisor compares these with you against your budget and location. Free, no pressure.
Payment and remittance services remain vital across Calbayog, Samar, as families constantly rely on financial transfers and bills payment for daily survival. Setting up a center here taps into a steady, everyday need for accessible monetary transactions within the community.
Calbayog functions as a major commercial trade hub in the region, drawing heavy foot traffic from residents managing cash flow, family support funds, and utility obligations. Because many households depend on money sent from relatives working elsewhere, localized financial access points save people long trips to distant regional banks. Operating a reliable station fulfills this constant neighborhood demand. For instance, brands like M Lhuillier (ML Express) integrate smoothly into local commercial habits by offering quick transaction setups starting at an investment of ₱70,000.
The directory features several options for entrepreneurs wanting to enter the local financial services space, with investment requirements starting from ₱19,500 up to ₱600,000 depending on the operational format. Entrepreneurs can choose compact kiosk layouts or larger physical storefronts based on their available capital. For automated setups, the eTap Self-Service Payment Machine requires an investment range of ₱250,000 to ₱350,000 without requiring a separate franchise fee. Another prominent choice in the catalog is ExpressPay, which requires a total investment between ₱262,000 and ₱400,000 with a ₱252,000 franchise fee.
Placing a payment and remittance outlet requires high visibility and straightforward accessibility for pedestrians and public transport commuters alike. Busy commercial districts, neighborhood markets, and populated barangay centers provide the ideal foot traffic needed for consistent daily transaction volumes. A kiosk inside a community commercial hub or a compact inline store along major thoroughfares works well to capture paying customers. Selecting a strategic location ensures your chosen format, whether a small kiosk or a walk-in counter, stays busy throughout the month.
Now that you've seen what's here, a real advisor can help you shortlist and weigh the options against your budget. Free, at your pace.

Financing Readiness · Site Selection

Franchise Agreements · Multi-Unit Expansion

Low-Capital Startups
Are you a franchise advisor? Get your own workspace here
| Brand | Franchise fee | Total investment | ROI period | Format |
|---|---|---|---|---|
| eTap Self-Service Payment Machine | Not disclosed | ₱250k – ₱350k | ~24 mo | Kiosk |
| ExpressPay | ₱252k | ₱262k – ₱400k | ~6 mo | Multi-format |
| M Lhuillier (ML Express) | Not disclosed | ₱70k – ₱99k | ~12 mo | Multi-format |
| Unified Products and Services | ₱60k | ₱60k – ₱250k | ~12 mo | Multi-format |
| Palawan Express Pera Padala | Not disclosed | ₱100k – ₱500k | ~12 mo | Multi-format |
| JuanPay | ₱15k | ₱50k – ₱100k | ~12 mo | Multi-format |
| TouchPay | ₱350k | ₱350k – ₱400k | ~18 mo | Kiosk |
| Western Union | Not disclosed | ₱50k – ₱200k | ~3 mo | Multi-format |
| ULOAD | ₱50k | ₱60k – ₱150k | ~12 mo | Multi-format |
| ECPay Center (Unified) | ₱65k | ₱65k – ₱150k | ~6 mo | Multi-format |